Employee Benefits

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Benefits and Services

Executive Benefits

Executive benefit plans are an attractive way to recognize, retain and reward top talent. By design these plans are selective in nature and can be provided to the “key” people in an organization. Government limits and restrictions on the amount that employees and employers may contribute towards qualified retirement plans, such as an IRA, 401(k) or 403(b) leave many highly compensated executives - usually your top key people - without enough retirement income to sustain their current standard of living. These plans are designed to provide additional income and/or benefits to those people who are key to your organization.

The Process

Analyze the client objectives and develop targeted plans for the key executives. Typical objectives are:
  • Provide additional money on a tax favored basis
  • Recognize exceptional performance
  • Retain a key employee through “Golden Handcuffs”
  • Indemnify the organization if a key executive dies
  • Provide post retiree benefits

The Programs

  • 409A Deferred Compensation Plan
  • 457(b) Deferred Compensation Plan
  • Supplemental Executive Retirement Plan
  • 162 Executive Bonus
  • Endorsement Split Dollar
  • Loan Arrangements
  • Executives Disability
  • Executive Long Term Disability
  • Key Person Insurance
  • Premium Financing
  • Life Settlement Options Estate Maximization Plans

Check the background of this firm on FINRA's BrokerCheck

*Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Schuster Driscoll, LLC dba The Schuster Group is not affiliated with Kestra IS or Kestra AS.